Maks 4 Max
Financial Services
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Estate Planning (Will/Trust)
Map out your family's future and leave a legacy with well-drawn wills, the right types of trusts, and careful estate planning.
Annuity & Retirement Planning
An annuity plan is a financial product that provides you guaranteed regular payments for the rest of your life after making a lump sum investment.
Life Insurance
The primary benefit of a life insurance policy is that it provides long time financial stability to the policyholder’s family in case of any unfortunate event.
College Planning
Starting early and saving consistently can help you meet your education savings goals. To help your savings grow, consider investing for growth and using a tax-advantaged education savings account.
Home Mortgage
an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest.
Business Opportunity
Involves sale or lease of any product, service, equipment, etc. that will enable the purchaser-licensee to begin a business.
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When creating a will or a trust, you should consult tax, investment, and legal advisors.
A will is a legal document that spells out how you want your affairs handled and assets distributed after you die.
A trust is a fiduciary arrangement whereby a grantor (also called a trustor) gives a trustee the right to hold and manage assets for the benefit of a specific purpose or person.
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Estate Planning (Will/Trust)
refers to the passing assets / investments down from one generation to another. You decide how much of your estate – be it property(s), car(s), personal accolades, financial investments, etc. – you want to pass on to whom and how, after your demise.
Annuity & Retirement Planning
An annuity policy, as the name suggests, helps you to get regular payment for life after making a lump sum investment. What actually happens is that the life insurance company invests your money and pays back the returns generated from it to you as payouts when you retire.
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Life Annuity: under this option Annuity payment continues as long as the annuitant is alive. The Annuity payment stops upon the unfortunate death of the annuitant. No benefit will be payable and the policy will terminate.
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Life Annuity with return of Purchase Price: Under this alternative, annuity payment continues as long as the annuitant is alive. Upon the unfortunate death of the annuitant, the purchase price is paid to the nominee and the policy terminates.
Life Insurance
Life insurance is a contract between a policyholder and an insurance company that's designed to pay out a death benefit when the insured person passes away.
It's important to always name life insurance beneficiaries, whether they are individuals or organizations
There are different ways a beneficiary may receive a life insurance payout, including lump-sum payments, installment payments, annuities, and retained asset accounts.
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Life Insurance
Life insurance is a very common asset that figures into many people's long-term financial planning. Purchasing a life insurance policy is a way to protect your loved ones, providing them with the financial support they may need after you die.
College Planning
When it comes to college planning, there's no set role for parents and guardians. Some parents may choose to take a more hands-off approach in order to teach their children self-sufficiency or due to a lack of financial resources. Others may simply believe college isn't the right choice for their children.
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"It is hugely important for parents to emotionally support their children throughout the college admissions process,"
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parents communicate about college planning regularly and step in to help their children on an as-needed basis.
Home Mortgage
A home mortgage is a loan given by a bank, mortgage company, or other financial institution for the purchase of a residence—a primary residence, a secondary residence, or an investment residence—in contrast to a piece of commercial or industrial property.
In a home mortgage, the owner of the property (the borrower) transfers the title to the lender on the condition that the title will be transferred back to the owner once the final loan payment has been made and other terms of the mortgage have been met.
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Home Mortgage
An agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest.
Business Opportunity
A business opportunity, in the simplest terms, is a packaged business investment that allows the buyer to begin a business.
A business opportunity involves the sale or lease of any product, service, equipment and so on that will enable the purchaser-licensee to begin a business.
The licenser or seller of a business opportunity declares that it will secure or assist the buyer in finding a suitable location or provide the product to the purchaser-licensee.
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Business Opportunity
Life insurance is a very common asset that figures into many people's long-term financial planning. Purchasing a life insurance policy is a way to protect your loved ones, providing them with the financial support they may need after you die.
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